Ready to take control of your finances but not quite up for a full budget?
No worries! Here are some simple steps to get you started on the right path.

Choose One Category

Instead of tracking everything, pick one spending category that you want to manage better—like groceries or takeout.
Set a goal for that category and don't stress about everything else. It's like a mini-challenge for yourself!

Make A Payment

Make it a habit to log into your credit card portal once a week and pick 1 transaction to pay even though it's not due.
This will keep you in touch with your spending vs not paying attention until a credit card bill comes 30+ days later.

Track Your Transactions

Use a tool like Tiller.com to categorize your transactions weekly.
Just tracking your spending can work wonders even without creating a specific budget to stick to.
You'll start noticing patterns and making smarter choices without even trying!

Remember, the goal is to start small and build good habits over time.
These steps are simple, but they can make a big difference.
So, why wait? Start today and watch your financial confidence grow.